At Apex Credit Services, LLC we contest inaccurate information appearing within derogatory tradelines as well as vital information that is often omitted from such tradelines. Our staff has combed through countless credit reports, engaged in litigation against the credit reporting agencies as well as furnishers of information, and, thereby, we have gained the expertise that others in the industry simply lack.
Other large companies; i.e., dispute mills, do not have the expertise to pinpoint erroneous information because their staff is typically poorly trained, if at all. Often times, these companies simply dispute the tradelines in question with the dreaded "not-mine" attack. This does more harm than good for the client and leaves little redress when the information is verified.
As a client of Apex Credit Services, LLC, you tell us about the accounts which you believe are inaccurate, incomplete, and/or obsolete. You tell us what it is that makes you feel the tradeline is erroneous. We then assist you with locating an incorrect piece of information within the tradeline and draft your dispute accordingly. Only if the account is truly not that of our client do we issue "not-mine" disputes. This is our policy because a not-mine dispute requires the furnisher of information to match only a cursory data to verify that it belongs to a consumer. Disputing other specific information yields a higher percentage that the tradeline will be deleted.
Our Credit Restoration service, standing alone, is highly effective inasmuch as we utilize the Fair Credit Reporting Act (hereinafter, the "FCRA") to compel tradeline deletion. By invoking the FCRA, we have successfully removed bankruptcy listings, accounts included in bankruptcy, judgments, foreclosures, repossessions, charge-offs, late payments, etc. There is no reason to feel embarrassed by your past credit history . . . even if it is truly your own. Simply because payments were missed does not give furnishers of information the right to report erroneous information in retaliation.
At Apex Credit Services, LLC, we do our best to see that information is reported to the maximum extent possible and that the credit reporting agencies employ reasonable procedures to ensure that it is. We are not concerned with your credit past, but rather, only improving your current credit standing by making sure your reports are accurate and complete.
If, however, you retain Apex Credit Services, LLC and we are unable to remove the targeted tradelines, we will then refer the matter, if so warranted, to a consumer attorney licensed to practice law within your jurisdiction. This is truly where our credit repair services stand out from that of our competition.
Be forewarned that there are many credit repair "law firms" on the horizon in today's industry and it is truly one of the largest, if not the largest, misrepresentations made to consumers seeking to improve their credit. Credit repair law firms do not represent you because they cannot legally do so absent being licensed to practice law within your jurisdiction. Do not be fooled into believing that an actual attorney is drafting your dispute communications or that they will institute a civil action on your behalf if a credit reporting agency or a furnisher of information fails to comport with the FCRA.
At Apex Credit Services, LLC, we do not imply that we offer such services. However, we will refer your issue to a reputable consumer attorney licensed within your jurisdiction who may assist you with litigating your claim.
With that said, please refer to our Application Page if you would like to retain Apex Credit Services, LLC to assist you in your credit repair efforts. As always, after your application is submitted, Apex Credit Services, LLC will contact you to make a recommendation as to what is your best course of action free of charge. Please also feel free to contact us at http://www.apexcreditservices.com or 888-727-4815.
0 comments:
Post a Comment