In general terms, the Fair Credit Reporting Act (hereinafter, the "FCRA") empowers consumers with the statutory right to dispute with the credit reporting agencies inaccurate, incomplete, and/or obsolete information appearing on their credit reports. Pursuant to the FCRA, the credit reporting agencies must investigate consumer disputes and contact the furnisher of such erroneous information in order to verify the accuracy of the tradeline. Within thirty (30) days, the furnisher must verify the tradeline or update it so that it becomes accurate. If they do not, it must be deleted.
Sounds easy enough, right? Unfortunately, the process is tedious for the individual consumer and the credit reporting agencies have devised instrumentalities which have further frustrated the intent of the FCRA. While consumers certainly have the legal right to challenge entries wrongfully displayed upon their reports, the dispute process is confusing, inordinately time consuming, and ultimately, produces little results. At best, credit repair on one's own can yield marginal progress and at worst, it can make matters far direr.
The reasons above are precisely why consumers should consider Apex Credit Services, LLC for their credit repair needs. We have successfully removed inaccurate, incomplete, and/or obsolete items from consumer reports countless times in the past and we continue to do so today. At Apex Credit Services, LLC we have the knowledge necessary to bypass the typical roadblocks thrown at individual consumers and we get the results you desire without any of the accompanying frustration. Still better yet, we do this all for far below the industry standard.
Please contact Apex Credit Services, LLC at http://www.apexcreditservices.com or 888-727-4815 for all your credit repair needs.
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